Management
Ак Барс Банк
Zufar Garaev

Job Title Chairman of the Management Board. (Division — National Bank of the Republic of Tatarstan of the Volga-Vyatka Main Branch of the Central Bank of the Russian Federation Letter as of 31.10.2015)

Education Lawyer degree from Law School of KSU, Graduation year: 1994.

Additional education International Academy of Marketing and Management, Master of Science in Economics, Specialization: Finance and Credit System, Graduation year: 1996.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position Kamsky Commercial Bank:

  • 24.12.1997 — 28.11.2001 — Managing Director of Kazan Branch; Duties: Performance of all financial operations of bank branch in the order provided by intradepartmental instructions. Management of bank branch activity and its employees within the limits of his competence.
  • 29.11.2001 — 28.06.2003 — Vice Chairman of the Management board — Managing Director of Kazan Branch.
Ak Bars Bank:
  • 02.07.2003 — 08.11.2015 — First Deputy Chairman of the Management Board since 02.07.2003.

Additional Information Year of birth: 1972. Began his career in 1992 as the Legal Adviser of the Republican Center of Emergency Medical Care. Later became the Deputy Chief of the Currency Transactions and International Payments Department at the Kazan Branch of MEZHKOMBANK. Awards received: The Honored Economist of the Russian Federation, The Honored Economist of the Republic of Tatarstan, The Medal «In Memory of the 1000 Anniversary of Kazan», The Letter of Gratitude from the President of the Republic of Tatarstan, The Medal by «Kazan Law Institute of the Ministry of Internal Affairs of Russia».

Ак Барс Банк
Radik Salyakhutdinov

Job Title First Deputy Chairman of the Management Board since 04.12.2015. (National RT Bank Letter as of 01.12.2015)

Education Kazan State University, Bachelor of Mathematics, Graduation year: 1993.

Additional education Kazan Social and Legal Institute, Bachelor of Law, Graduation year: 2002.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position Ak Bars Bank:

  • 16.12.1996 — 11.09.1997 — Chief Specialist of Interbank Calculations and Crediting Department of the Department of Interbank relations;
  • 12.09.1997 — 19.12.1998 — Head of Interbank Calculations and Crediting Department.
Volga and Kamsky Joint-stock Bank:
  • 21.12.1998 — 12.01.2000 — Chairman of the Management Board. Duties: Management of board activity. Organization, control and verification of bank accounting. Supervising of the bank’s authorities orders performance.
Ak Bars Bank:
  • 13.01.2000 — 11.10.2000 — Director of the Treasury Department; Duties: Planning the treasury department activity. Management of total ruble and foreign currency liquidity. Management of short-term assets and liabilities, development of new areas of treasury activity.
  • 12.10.2000 — 03.12.2015 — the Deputy Chairman of the Management board of Ak Bars Bank. Duties: management of the current activity of subordinate departments, organization and management of attraction of private clients to the Bank, providing them with all-inclusive service, management of development and methodological support of retail products, development of the regional network of the Bank, administration of the business activities of the regional network of the Bank, management of the working bodies of the Bank appointed by a decision of the Management Board.

Additional Information Year of birth: 1971. Began his career in 1993 as the Lab Tech Assistant at the Academy of Sciences of Tatarstan. Since 1994 — Specialist of Interbank Relations Department at Ak Bars Bank. Awards received: The Honored Economist of the Republic of Tatarstan, The medal «In Memory of the 1000 Anniversary of Kazan», The Letter of Gratitude from the Prime Minister of the Republic of Tatarstan, The Letter of Gratitude from the President of the Republic of Tatarstan.

Ак Барс Банк
Mikhail Marin

Job Title Deputy Chairman of the Management Board since 01.08.2017. (Letter of the Volga-Vyatka Main Administration of the Central Bank of the Russian Federation, Division — National Bank for the Republic of Tatarstan No.Т492-11-5/32035 dated 16.10.2017)

Education Tatar Institute for Promotion of Business, Bachelor of Economics, 1998. Tatar Institute for Promotion of Business, Economist with a degree in Finances and Credit, 1999.

Additional education State-Funded Educational Institution of Higher Vocational Education of the Academy of National Economy under the Government of the Russian Federation, Master of Business Administration — Strategic Management, 2009.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position 08.08.2011 — 09.10.2015 PJSC Sberbank of Russia:

  • Deputy Director, Main Branch for the Leningrad Region.
  • Deputy Branch Manager, Bank of Tatarstan Branch No.8610. Responsibilities: planning and organizing the work of retail structural units, participation in the collegiate bodies work, development processes management , coordination and monitoring the implementation of the business plan and financial plan of the retail unit, ensuring implementation of interest and tariff policy of the Bank in the region.
12.10.2015 — 31.07.2017 BANK VTB 24 PJSC:
  • Manager, Operational Office in Tatarstan of Bank VTB 24. Responsibilities: development and management of the Bank’s business in the region within all types of products (loans, deposits, salary projects, acquiring, cards, servicing and legal entities crediting), control over the financial result of the operational office, control of the level of overdue debts, representation of the Bank in the regional authorities.
Ak Bars Bank:
  • 01.08.2017 — 17.10.2017 — Advisor to the Chairman of the Management Board.
  • 18.10.2017 to present — Deputy Chairman of the Management Board. Responsibilities: implementation of long-term development strategy of retail business. Management of the daily operations of subordinate units, organization and management of private customers engagement, development of financial services, guidance on the development and methodological support of retail products.

Additional Information Year of birth: 1977.

Ак Барс Банк
Alexander Melenkin

Job Title Deputy Chairman of the Management Board of AK BARS BANK starting from 01.08.2019. (letter of the Eastern center for admission of financial organizations of the Central Bank of the Russian Federation from 23.07.2009.№T5-D14-13-31/34038)

From 29.07.2019 – member of the Management Board of JSC AK BARS BANK

Education Higher Moscow state University n.a. M.V. Lomonosov, 1997, Bachelor of Economics; Moscow state University n.a. M.V. Lomonosov, 2001, Master’s degree.

Additional education None.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position JSC VTB 24 Bank (19.04.2006 — 31.12.2017):

  • Deputy Director of the Financial Department;
  • Senior Vice President, Deputy Director of the Financial Department;
  • Senior Vice President, Director of the Financial Department;
  • Member of the Management Board, Director of the Financial Department. Repeatedly performed duties of the Executive body of VTB 24 Bank (PJSC). Job duties: supervision of accounting, treasury, planning and management reporting services.
PJSC «Pochta Bank» (19.04.2012 — 24.01.2016):
  • Member of the Board of Directors. Job duties: approval of the Budget and duties included in the competence of the Board of Directors.
VTB Bank (public joint stock company) (09.01.2018 — 28.02.2019):
  • Financial Director of Retail Business – Senior Vice President of the Financial Department;
  • Advisor to the Financial Department; Job duties: supervision of financial services in retail business: management reporting, analytics, planning.
PJSC AK BARS BANK:
  • 06.06.2019 — 31.07.2019 — Advisor to the Chairman of the Management Board.
  • 01.08.2019 — present — Deputy Chairman of the Management Board. Job duties: supervision of the Financial Department, accounting,tax accounting Department;
  • 27.06.2019 — member of the Board of Directors of joint-stock company "Social card» Job duties: approval of the budget and duties included in the competence of the Board of Directors;
  • 27.06.2019 — member of the Board of Directors of joint-stock company AK BARS Leasing Job duties: approval of the budget and duties included in the competence of the Board of Directors;
  • 27.06.2019 — member of the Board of Directors of joint-stock company Accounting non-Bank credit organization “Narat” Job duties: approval of the budget and duties included in the competence of the Board of Directors;

Additional Information Born in 1976. Started his career in 1997 as an auditor's assistant in LLC “AT EFFORT”. Started his work in PJSC AK BARS BANK in June 2019 as an Adviser of Chairman of the Management Board.

Ак Барс Банк
Bulat Davletshin

Job Title Deputy Chairman of the Management Board since 29.07.2009. (National RT Bank Letter as of 27.07.2009)

Education Moscow State University of Commerce, Bachelor of Management, Graduation year: 1996.

Additional education None.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position Ak Bars Bank:

  • 05.11.2003 — 22.10.2006 — Head of the Project Financing Department;
  • 23.10.2006 — 28.07.2009 — Director of Project Financing Department. Duties: Work organization to fulfill the tasks assigned to the Department: forming high-quality loan portfolio of corporate clients regarding such banking products as investment lending and project financing, and maintaining its quality characteristics, in accordance with the requirements approved by the Bank.

Additional Information Year of birth: 1974. Began his career in 1996 at TATNEFT as the Software Engineer of the Information Processing Service of Oil and Gas Extraction Management ALMETYEVNEFT. Since 1999 — Director of the Almetyevsk Branch at Financial Leasing Company. Graduated from the School of Corporate Management of National Economy Academy under the RF Government, Specialization: Master of Business Administration. Awards received: Harzburg diploma — the document on a successful completion of the combined distance learning course «Modern management, delegation of responsibility — the concept of management in social market economy» at Economics and Management Academy AFW (Bad Harzburg) in cooperation with the Institute of Development of Business and Business Administration in Europe. The Certificate of Honor from the Bank Association of the Republic of Tatarstan.

Ак Барс Банк
Yuriy Mikhaylov

Job Title Deputy Chairman of the Management Board since 29.09.2017. (National RT Bank Letter as of 28.09.2017)

Education Higher education, Saint Petersburg State University of Economics (UNECON), 1999, Economics and Finance.

Additional education None.

Academic Degree PhD in Economics.

Work experience in five years preceding the date of appointment to the current position 01.03.2012 — 06.07.2015 LLC «OTKRITIE Trading», Moscow:

  • Deputy Chief Executive Officer, Financial Director.
  • Managing Director, Head of the Business Development. Responsibilities: organizazing the investment business in the following areas: brokerage services, securities issue, development of investment products within derivative instruments (options, forwards), raising financing by Repo transactions.
07.07.2015 — 23.06.2017 PJSC Bank «OTKRITIE FINANCIAL CORPORATION», Moscow:
  • Head of the Investment Project Development Department. Responsibilities: development of funding instruments for clients (Repo, derivatives, bonds issue) and attracting clients to the Bank.
AK BARS Bank:
  • 26.06.2017 — 28.09.2017 — Adviser to the Chairman of the Management Board.
  • 29.09.2017 to present — Deputy Chairman of the Management Board. Responsibilities: participation in the the program of the management board development, organization of work and development of the investment business of the Bank, development of strategy and tactics of work on the financial markets, management of financial resources of the Bank to maximize profits, organizing interaction of the Bank with financial investment subsidiaries , control over the activities of supervised structural units.

Additional Information Year of birth: 1977. He started his professional career in 1996 in the LLC «Peterburgskiy bankovskiy audit» as the Economist.

Ак Барс Банк
Merab Gogichaty
Job Title Deputy Chairman of the Management Board of Ak Bars Bank since 07.11.2018 (Eastern center for Market Access of the Department for Market Access and Activity Termination of Financial Institutions of the Central Bank of the Russian Federation Letter as of 26.10.2018 No. T5-d14-13-38/55273). Education Engineer degree in the field of “Industrial electronics” of North Caucasus state technological University, 2002. Graduation year: 2014. Master’s degree in Management of Samara state University of Economics. Additional education None. Academic Degree None. Work experience within five years preceding the date of appointment to the current position: Sberbank branch (10.08.2011 — 30.12.2016):
  • 10.08.2011 — 28.02.2013 — Director of the Office of technical equipment and telecommunications
  • 01.03.2013 — 28.07.2015 — Managing Director of IT-office.
  • 29.07.2015 — 30.12.2016 — regional Director — head of technical means and telecommunications Department, "Zapad“,the Centralized infrastructure of Sberbank. Responsibilities: information technology management in order to develop products and services for the clients, upgrade of automation in the Bank processes, reducing costs and improving the quality of business processes.
“Sberbank-Service” LLC :
  • 09.01.2017 — 02.04.2018 — Managing Director. Responsibilities: participation in the strategy development process in the Bank, general management of the company to ensure the level of IT-infrastructure support services according to Sberbank standards. Organization of operational activities in order to improve operational efficiency.
AK BARS Bank :
  • 03.04.2018 — 06.11.2018 — Director of Operations and technology Directorate.
  • 07.11.2018 — present  — Deputy Chairman of the Management Board of AK BARS Bank Responsibilities: organization of operational activities in order to improve operational efficiency. Information technology management, ensuring the implementation and deployment of digital products for the development of customer services. upgrading of automation in all areas of the Bank’s activities.
Additional Information Year of birth: 1978. Began his career in 2002 as electronic engineer in the open joint stock company “ISTOK”. Since 23.07.2002 worked as a specialist in the office of automated systems of the Department of the Federal State employment service of Russia on RSO-Alania. On 01.12.2002 qualified as “The 1 class referent of the state service”. From 01.10.2003 worked as engineer in the closed joint stock company “Togliatti Telecom”, from 15.01.2006 to 30.06.2007 — was transferred to the position of lead engineer of technical Department, from 01.07.2007 to 04.09.2009 — transferred to the position of head of technical Department. From 07.09.2009 — worked as leading engineer in office of project management in open joint-stock company “Rostelecom”, from 02.08.2010 to 15.12.2010 — worked in sales Department for corporate clients for the Manager position, from 16.12.2010 to 31.03.2011— worked as head of the office, from 01.04.2011 to 09.08.2011 — transferred to the office of organization of sales of Corporate segment Department to the position of deputy Head of the office.
Ак Барс Банк
Ilfan Gubaydullin

Job Title Deputy Chairman of the Management Board since 11.02.2004. (National RT Bank Letter as of 10.02.2004)

Education Kazan State University, Bachelor of Law, Graduation year: 1998.

Additional education Kazan Financial and Economic Institute, Bachelor of Management, Graduation date: 2001.

Academic Degree Ph.D. in Economics (Obtained in 01.02.2010).

Work experience in five years preceding the date of appointment to the current position Ak Bars Bank:

  • 09.12.1997 — 28.11.1999 — Specialist of Foreign Relations and Operations of the Legal Department;
  • 29.11.1999 — 10.02.2004 — Head of Corporate Clients Department. Duties: Organization of procedure manual and control of profile branches, related to bank transactions with cooperative clients. Provision of the bank services for corporate clients. Development of the bank complex service for corporate clients. Organization of the corporate clients acquisition and support.

Additional Information Year of birth: 1975. Awards received: The medal «In Memory of the 1000 Anniversary of Kazan», The Badge of Honor from the Association of Russian Banks, The Honored Economist of the Republic of Tatarstan.

Ак Барс Банк
Eduard Abdrakhmanov

Job Title Director of the Regional Business and Legal Support Directorate since 16.11.2015.

Education Kazan Financial and Economic Institute, Specialization: Economic and Social Planning, Economist, Graduation year: 1992.

Additional education None.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position Sberbank of Russia:

  • 14.10.2009 — 04.03.2013 — the Deputy of the Manager of «Bank Tatarstan» № 8610 office.
Ak Bars Bank:
  • 11.03.2013 — 31.05.2013 — Director of the Small and Medium-sized Business Department;
  • 01.06.2013 — 15.11.2015 — Director of the Corporate Business Department;
  • 16.11.2015 — present — Director of Regional Development and branch network support Department.

Additional Information Year of birth: 1972. Started his career in 1993 as an Auditor of Control and Auditing Department at Tatarstan Bank of Sberbank of Russia. Since March, 2013 started to work at Ak Bars Bank as the Director of the Small and Medium-sized Business Department. Awards received: Certificate of Honor from Tatarstan Bank of Sberbank of Russia; Anniversary Certificate of Merit from Sberbank of Russia; Letter of Gratitude from the President of the Republic of Tatarstan.

Ак Барс Банк
Gulnara Sattarova

Job Title Director of the Risks Department since 14.05.2012. (National RT Bank Letter as of 18.06.2013)

Education Kazan State University, Bachelor of Mathematics, Graduation year: 1991.

Additional education Kazan Financial and Economic Institute, Bachelor of Management, Graduation year: 1999.

Academic Degree None.

Work experience in five years preceding the date of appointment to the current position Absolut Bank:

  • 03.09.2007 — 13.11.2007 — Head of the Network Management Department;
  • 14.11.2007 — 25.11.2011 — Deputy Manager of Branch. Duties: Management of bank branches.
MKB AVERS Bank:
  • 28.11.2011 — 22.01.2012 — Adviser to the Chairman of the Management board;
  • 23.01.2012 — 12.05.2012 — Vice Chairman of the Management Board. Duties: Management of bank subdivisions, including administration, efficiency improvement. Improvement of the bank business processes. Participation in new bank projects. Development of bank sales points network. Implementation of new retail products and sales models.

Additional Information Year of birth: 1969. Began her career in 1993 at National Investment Fund of the Republic of Tatarstan as the Accountant. Since July, 1998 worked as the Senior Specialist of the Interbank Calculations and Crediting Department at Ak Bars Bank, later — Leading Expert of the Management of Deposit Sourcing from Legal Entities and Individuals; Leading Expert of Corporate Clients Department; Chief Specialist of the Treasury Department and Head of the Analysis of the Current Liquidity and Short-term Operations of the Treasury Department at Ak Bars Bank. In 2003 became the Head of the Treasury Department at Ak Bars Bank. Since 2007 — Deputy Manager at ABSOLUTE BANK Branch (Joint stock bank). Awards received: The Medal «In Memory of the 1000 Anniversary of Kazan», The Certificate of Honor from the Association of Russian Banks.