Chairman’s Message
Valery Sorokin
Chairman of the Board of Directors of Ak Bars Bank
Dear shareholders, partners and clients!

Last year Ak Bars Bank, together with its clients and partners, celebrated its 25th anniversary. By the anniversary date, the bank was occupying a significant position in the financial market of the country — 23rd place in terms of assets and 15th place in terms of equity. By the end of 2018, the bank increased its profit of 3.7 times compared with the previous period.

The Bank has significantly improved its financial indicators thanks to a well-thought-out and balanced strategy, a clear understanding of the development and transformation of the management system. We achieved our goals by making a significant jump in the development of financial technologies.

The results of Ak Bars Bank are eloquently indicated by the ratings assigned to the bank by leading analytical agencies: Moody’s Investors Service B2-positive, RAEX ruA- stable, ACRA A -moderately high.

The Board of Directors positively evaluates the work of the bank and expresses confidence that the credit company will continue to further strengthen its competitive position in the country’s financial services market.

I thank the bank team for good results and express my gratitude to clients and partners for your support and trust!

Zufar Garaev
Chairman of the Management Board of Ak Bars Bank
Dear shareholders, partners and clients!

Ak Bars Bank finished another one year of the development as part of the Strategy-2021.

New aims, projects and challenges are ahead. The banking sector, as the most technologically advanced one, constantly changes the existing management models, becomes more flexible and mobile. At the same time, immovable purpose of our bank’s development is to anticipate expectations, contributing to stability and confidence of our clients and partners in the future.

Moving to innovative direction, Bank continues to strengthen its strong points and is proud of developed credit factory, balanced credit and risk policy, experienced team of professionals and clear understanding of future vector of development.

We aim to foresee trends and to be proactive, to create products with unique value for our clients. Our aim is to be an assistant for client in life and a partner in business development.

Clients more often choose distant services, so Bank within a short time fills distant services with newest functions and continually develops client interface making it more and more comfortable in use.

Bank develops for clients and thanks to clients. Thanks for making us better, for giving motivation for growth and development!