Applications for deposit opening are accepted from citizens of the Russian Federation, foreigners and stateless individuals.
A deposit is opened when the Depositor submits his identification document:
- Passport of the citizen of the Russian Federation;
- Birth-certificate (if a depositor is less than 14 y.o.);
- Civil foreign passport certifying the identity of the citizen of Russia outside the territory of the Russian Federation.
Accrued interests are added to the deposit balance.
Amounts not withdrawn are automatically prolonged for the next tenor on the same conditions. [1].
Deposit can be withdrawn before the due date to the full amount. At that, the Bank pays interests for the actually passed term during which the funds were placed by the rate of the classic demand deposit.


